After an insurer has received the required proof of loss, how many days must pass before the claim is considered overdue?

In the context of property insurance claims in Wisconsin, once an insurer has received the required proof of loss, they are obligated to make a decision regarding the claim within a specified timeframe. In this case, the correct duration is 30 days. This stipulation is in place to ensure that claims are processed in a timely manner, providing policyholders with a reasonable expectation of when they can expect a resolution.

If the insurer does not respond within this 30-day window, the claim is considered overdue. This provision aims to protect insured individuals by holding insurers accountable for processing claims promptly and communicating any decisions or needing further information. In contrast, longer durations mentioned in other options do not align with the regulatory requirements that govern the timeliness of insurance claims in Wisconsin.