All of the following are excluded under the Cause of Loss Earthquake form EXCEPT?

The Cause of Loss Earthquake form typically excludes various types of losses that can be associated with earthquakes. However, volcanic eruptions are generally covered under this specific form.

This coverage exists because volcanic eruptions are often considered a natural disaster distinct from the typical exclusions found under earthquake policies. While an earthquake may happen due to tectonic movements, a volcanic eruption poses different risks and can cause significant damage in ways related to volcanic activity. As such, losses stemming from a volcanic eruption are treated differently and may not fall under the same exclusions as those typically applied to earthquake-related losses.

In contrast, enforcement of ordinances or laws, government seizure of property, and off-premises power failures are akin to broader exclusions that are commonly found in property insurance policies, meaning they would not be covered under the Cause of Loss Earthquake form. These exclusions reflect potential liabilities or indirect consequences that are not directly caused by the earthquake itself.