Under a homeowners policy, what is the limit for silverware theft coverage?

Silverware is considered a type of personal property that falls under the broader category of contents covered by a homeowners policy. The standard limit for theft coverage of silverware is indeed set at $2,500. This includes items such as goldware, silverware, and platinumware, which are specifically identified in the policy. Understanding these limits is crucial for homeowners to ensure they have adequate coverage for their personal property.

If the value of silverware exceeds this limit, the homeowner may want to consider additional coverage or endorsements to their policy to protect against potential losses beyond the standard limit. This reflects the typical structure and limits found in many homeowners insurance policies, ensuring policyholders are aware of what their insurance covers.