Under a personal property auto policy, which of the following is CORRECT about transportation expenses incurred as a result of theft of an insured auto?

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Transportation expenses related to the theft of an insured auto are typically covered under Comprehensive coverage. This type of coverage encompasses losses due to various non-collision events, including theft. When a vehicle is stolen, policyholders can incur additional expenses, such as the cost of public transportation or renting a vehicle until the stolen vehicle is recovered. Comprehensive coverage is designed to include such incidental expenses, providing financial assistance to the insured during the period when they are without their vehicle due to a covered loss like theft.

In contrast, the other options do not align with standard coverage practices. For instance, the Rental Reimbursement Endorsement specifically covers costs incurred when renting a substitute vehicle after an accident, but not all policies automatically include transportation expenses for theft unless this endorsement is expressly added. Towing and Labor expenses, meanwhile, pertain to services required to get a vehicle operational again after an incident, which does not include transportation costs related to a stolen vehicle. Lastly, stating that transportation expenses are not available overlooks the coverage that exists under Comprehensive for such scenarios. Thus, the correct answer highlights the inclusion of these expenses under the appropriate type of coverage.

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