What is one of the main advantages of having Boiler and Machinery coverage?

Boiler and Machinery coverage is particularly beneficial because one of its primary advantages is the inspection service provided by the insurance company. This service is crucial as it involves regular inspections of boilers, machinery, and other equipment covered under the policy. These inspections are designed to identify potential issues before they lead to serious accidents or breakdowns, enhancing safety and maintaining operational efficiency.

In many cases, these inspections can help businesses avert costly repairs or losses associated with equipment failures. They also ensure that the equipment adheres to safety regulations and standards, thus minimizing the likelihood of uninsurable claims arising from unsafe equipment operation.

The other options do not pertain specifically to the unique benefits offered by Boiler and Machinery coverage. Losses of objects in transit and losses due to ordinance or law address different areas of insurance coverage outside of machinery issues. Additionally, accidents caused by earth movement typically fall under separate types of insurance that cover natural disasters rather than machinery or equipment breakdowns.