Which of the following items receives a coverage limit of $2,500 under a homeowners policy?

In a homeowners insurance policy, personal property items such as jewelry, silverware, firearms, and artwork may have specific coverage limits set in the policy. Firearms typically receive a coverage limit of $2,500, which is standard in many homeowners policies. This limit reflects the insurer's assessment of the risk and value of these items, often distinguishing them from other categories of personal property with higher or different limits.

While jewelry, silverware, and artwork also have coverage limits, they may differ from the $2,500 limit applied to firearms. For example, jewelry may often require a separate endorsement for higher-value pieces, and the limits on silverware might differ based on the type and value. Artworks can also have varying coverage percentages depending on their appraisal and market value.

Understanding these coverage limits is crucial for homeowners in order to ensure that their valuable items are adequately protected. It is advisable to review personal property coverage and consider additional insurance options for items that exceed the standard limits.