Which type of insurance would most likely cover a vehicle transporting goods?

Inland marine insurance is designed specifically to cover goods while they are in transit, whether that be by truck, train, or other means of transport. This type of insurance provides protection for property and equipment that is not confined to a single location, making it ideally suited for businesses that frequently transport goods.

This coverage can include a wide range of items, such as merchandise, machinery, and tools, making it essential for businesses dealing with shipping, logistics, or any operations involving the movement of goods. Inland marine insurance recognizes the unique risks associated with the transportation and storage of these goods, which standard property or liability insurance may not adequately cover.

In contrast, general liability insurance primarily protects a business from claims of bodily injury or damage to property of others, rather than covering the goods themselves. Commercial property insurance focuses more on the physical premises and property assets of a business, while a business owners policy typically combines general liability and property insurance but does not specifically address transportation risks. Therefore, inland marine insurance is the most appropriate choice for covering vehicles transporting goods.